Call Michael Frey Realtor questions (858) 330-1242
I highly recommend Greg Parker as your Mortgage Broker. Greg has been in La Jolla for over 20 years. #1 in La Jolla for more years than I can count. Greg ranks as #5 nationwide. He and his team are experienced in all areas of Real Estate financing; if there is a deal out there, he can get it for you.
My go-to for Jumbo Loans
Lender: Youg Lee, NMLS ID# 796669, is fully experienced in working with jumbo loans & ARM's. They have great rates if you have excellent credit. Mr, Lee fully understands how to work with the RPA (Residential Purchas Agreement) contract in the San Diego Market. I recommend him. I do not receive compensation from any lender.
Mr. Lee’s Direct number is 949-516-6662. Mobile 949-482-5045
Here is a great way to get a lower Mortgage Rate when writing a purchase offer on a new house in San Diego. The Relationship Discount. A unique way to lower your mortgage rate when buying a home.
We will deeply discount our jumbo mortgage rate based upon the size of your buyer’s relationship with Wells Fargo. Our jumbo loan pricing is hard to beat already, and this additional discount makes our pricing even more compelling.
Note from Steve:
If you're looking for a home loan, you've found a great place to start. As an experienced home mortgage consultant, I can guide you through the process – with the support you need and innovative technology developed with you in mind. Whenever you're ready, I'm here to help.
Steve Gray Home Mortgage Consultant NMLRS ID 453592
Direct number is 858-254-1740.
Robin Gilmore NMLS#1269063
America's Local Lender (Name of the Company) is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Address: 7817 Ivanhoe Ave Suite 206. La Jolla, CA 92037 (Robins Website)
Robin.Gilmore@AmericasLocalLender.com (714) 421-8767 cell
I Highly recommend Pamela Branigan and Kathy Trollinger at Sunstreet Lending because they know finance. They can easily walk you through the processes of obtaining a loan perfect for you. Patience and Hand Holding are something you like; Pam and Kathy are the best mortgage Bankers for you.
FHA, HUD, Conventional. (First-time buyers, all programs) Pam and Kathy are "AWESOME"
Give them a call. 619-330-6303
Branch Manager | NMLS #227144
office: (760) 337-8100 cell: (858) 245-6301
5252 Balboa Avenue, Suite 601A
San Diego | CA | 92117
Synergy One Lending, Inc.
NMLS #1907235 | Equal Housing Lender
Most Mortgage Bankers have their own requests. They will walk you through the processes and have a Secure way to upload your documents.
You give the Financial Paperwork to the Mortgage Banker, Never the Realtor. (We do not need it or want it.)
Questions you will be asked by the Mortgage Banker. (Not me, the Realtor)
Not all questions will be asked, I just want to list as many possible questions so your prepared.
Nobody has a crystal ball, but I made an excellent case to buy a house today, even with high-interest rates, Inflation is the true evil. Rents were up 17% from Qt 2/2022 to Qt 3/2023. What do you think home payments will be next year? (I think higher even though the rates will be lower. 09/18/2023)
" San Diego Real Estate"
(858) 330-1242 - Michael Frey Realtor®
It's easy to work with a Mortgage officer. This video quickly explains.
Great way to buy a fixer, and make it your own.
FYI: I do NOT recommend using an On-Line Mortgage Broker. (You may risk losing your deposit when they find a reason not to close on time. It happens)
Just use the App for the calculator and Amortization Table.
This app is free and connects directly to my MLS service. SDAR (San Diego Real Estate Associating)
Berkshire Hathaway Affiliate
Berkshire Hathaway Affiliate “BuySide” home valuation check. Fast-Free and Easy show how many people are looking for a house like yours in our system.
Feel Free to Try Facebook Messenger URL: m.me/MichaelFreyRealtor
1299 Prospect Street, La Jolla, California 92037, United States
07:30 am – 08:30 pm
The owner of the Website is: Michael Frey Realtor® DRE#02069869
Call (858) 330-1242 or (619) 997-1626 (Licensed in California)
Berkshire Hathaway HomeServices California Properties La Jolla, CA DRE#01317331 All Rights Reserved. Copyright © 2023 Equal Housing Opportunity. firstname.lastname@example.org
©2023 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information..
© 2023 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.
Buyer is advised to independently verify the accuracy of that information. "Good to Know"
Michael Frey 619-997-1626 cell