Mike Frey San Diego Realtor

San Diego Homeowners Insurance Help

Homeowners Insurance In San Diego!

Make your first call to Matthew Rosenberg, Insurance Agent.  San Diego

Phone Number: (619) 795-1388
Email Address: [email protected]

Pete William Insurance Agent recommended by Mike Frey Realtor

Pete is an Excellent Resource to get Home Insurance.  (At least get a quote) for Homeowners Insurance.

Phone Number: 858-587-2116

CA License #: 0G51406



  • I always want to give a choice when possible. Mathew and Pete are Outstanding Insurance Agents. 

Update on the California Insurance market!

  • The California Insurance Market is still in upheaval. Most major carriers are still not accepting new home businesses, including State Farm, Allstate, American Family, Farmers, Travelers, (Very Limited), and Safeco. (Very Limited)  These carriers are also reinspecting current home clients and possibly canceling their policies in San Diego. 
  • For Example, State Farm is canceling 80,000 current home policies and apartment building policies. 

What does the mean?

  • Since State Farm was the largest home insurance provider in the state of California, other carriers are reluctant to reopen for new business and take on the amount of business State Farm was accepting.
  • The Home Insurance market will remain challenging for some time. 

Mike's recommendations.

First, if you haven’t talked to me, you should immediately.

Home Buyers:

  • If you’re buying a home, let me educate you on what is involved with purchasing a home in San Diego. Insurance and Fire are the big issues in San Diego.  
  • I strongly advise you to take the initiative and reach out to your trusted insurance agent before embarking on your home search. This step will empower you with the necessary knowledge and control over your home-buying process. You can also consider contacting Matthew, as his details are listed above. 
  • I have a strategy for getting the best price on a property, pointing out the home’s insurability. 
Home Sellers:
  • We will tackle this issue head-on; let me show you how. Contacting the right insurance agent can be a real “Win” for you. I understand the California Fair plan, which was the Go-To for the remote mountain getaway is now taking on the surplus of homes. (This insurance was NOT established to take on the average home looking for insurance today.) I understand that they don’t do liability or water damage, so you will need an “Wrap Around Policy” from another carrier to get insurance.

General Comments from Mike:

  • What is a “Safe Bet” for an Insurance Company in California?  (What do they want in a House) Properties NOT in a High Fire Zone, New Roof, Electrical within the last 12 years. So, pretty much Nothing Established, Nothing away from the Coastline in San Diego. That is not good for San Diego Home Buyers
  • Call my recommended folks above, they know how to help you.  
Quick Contact: [email protected] or call 858-330-1242 (Feel free to call me. Let’s talk about real estate.)
Call Mike Frey Realtor at Berkshire Hathaway HomeServices California Properties in La Jolla.

Interested in Selling your house? and want some additional info?

Mike Frey’s phone number. (858) 330-1242  email  [email protected]  Mike’s Digital Business Card

How about my contact page? 

Michael Frey’s National Berkshire Hathaway HomeServices Website. Click Here

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