San Diego Homeowners Insurance Help
Homeowners Insurance In San Diego!
Make your first call to Matthew Rosenberg, Insurance Agent. San Diego
Phone Number:Â (619) 795-1388
Email Address:Â [email protected]
Pete is an Excellent Resource to get Home Insurance. (At least get a quote) for Homeowners Insurance.
Phone Number: 858-587-2116
CA License #: 0G51406
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- I always want to give a choice when possible. Mathew and Pete are Outstanding Insurance Agents.Â
California Fair Plan.
Property Insurance. (Click Here for the link.)
The California FAIR Plan offers Dwelling policies for customers that are unable to purchase coverage with a traditional insurance company.
Update on the California Insurance market!
- The California Insurance Market is still in upheaval. Most major carriers are still not accepting new home businesses, including State Farm, Allstate, American Family, Farmers, Travelers, (Very Limited), and Safeco. (Very Limited) These carriers are also reinspecting current home clients and possibly canceling their policies in San Diego.Â
- For Example, State Farm is canceling 80,000 current home policies and apartment building policies.Â
What does the mean?
- Since State Farm was the largest home insurance provider in the state of California, other carriers are reluctant to reopen for new business and take on the amount of business State Farm was accepting.
- The Home Insurance market will remain challenging for some time.Â
Mike's recommendations.
First, if you haven’t talked to me, you should immediately.
Home Buyers:
- If you’re buying a home, let me educate you on what is involved with purchasing a home in San Diego. Insurance and Fire are the big issues in San Diego. Â
- I strongly advise you to take the initiative and reach out to your trusted insurance agent before embarking on your home search. This step will empower you with the necessary knowledge and control over your home-buying process. You can also consider contacting Matthew, as his details are listed above.Â
- I have a strategy for getting the best price on a property, pointing out the home’s insurability.Â
- We will tackle this issue head-on; let me show you how. Contacting the right insurance agent can be a real “Win” for you. I understand the California Fair plan, which was the Go-To for the remote mountain getaway is now taking on the surplus of homes. (This insurance was NOT established to take on the average home looking for insurance today.) I understand that they don’t do liability or water damage, so you will need an “Wrap Around Policy” from another carrier to get insurance.
General Comments from Mike:
- What is a “Safe Bet” for an Insurance Company in California?  (What do they want in a House) Properties NOT in a High Fire Zone, New Roof, Electrical within the last 12 years. So, pretty much Nothing Established, Nothing away from the Coastline in San Diego. That is not good for San Diego Home Buyers
- Call my recommended folks above, they know how to help you. Â
Call Mike Frey, Realtor at Berkshire Hathaway HomeServices California Properties in La Jolla. 858-330-1242
There is so much to see on my website. Check it out.
- Want to learn about Me? (Mike Frey)
- How about Berkshire Hathaway (The brokerage I work with)Â
- Want a home Search App?
- How about Selling your Home? See how I like to sell Houses for Top Dollar.
- Investor? I work with 1031 Exchanges
- How about Market Data? See what prices really should be. Â
- Looking for a Buyer’s Agent?
- How about a Seller’s Agent? (Listing Agent)
- Home Valuation Page?
- San Diego STRO Program for Vacation Rentals?
- New Homes for sale in San Diego?
- Home Insurance Help?
- Homebuyers Info? Every homeowner in San Diego should know.
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Mike Frey’s phone number. (858) 330-1242 email [email protected]Â
My National Berkshire Hathaway HomeServices Website. Click Here