Call Michael Frey if you have questions 619-997-1626
Health Care Professionals (MD, DO), Dental Practices (DDS, DMD), and Veterinary Practice (DVM, VMD) Special Programs are designed to give you a “leg-up” with home ownership.
A physician home loan program is a specialized loan program designed to help medical professionals, including physicians, dentists, and veterinarians, finance their home purchases. These programs are designed to make it easier for medical professionals to buy homes by offering unique features and benefits unavailable through traditional home loan programs.
Some features of a Physician home loan program:
No down payment or low-down payment options: Physician home loan programs typically offer low down payment options, which means you can purchase a home without putting down a large amount of money upfront.
No private mortgage insurance (PMI): With a physician home loan program, you can avoid paying private mortgage insurance (PMI). PMI is typically required for borrowers who make a down payment of less than 20% of the home's purchase price, and it can add a significant amount to your monthly mortgage payment.
Flexible underwriting requirements: Physician home loan programs often have more flexible underwriting requirements than traditional home loan programs. This can be especially beneficial for medical professionals with a high debt-to-income ratio due to student loans.
Competitive interest rates: Physician home loan programs offer competitive interest rates often lower than those traditional home loan programs provide.
Support from specialized lenders: Physician home loan programs are typically offered by specialized lenders who understand the unique financial needs of medical professionals. These lenders can provide personalized service and guidance throughout the home-buying process.
A physician home loan program can be an excellent option for medical professionals looking to buy a home. By offering unique features and benefits, these programs can make it easier and more affordable to achieve the dream of homeownership.
Link to Physicians Program at Bank of America
Loan solutions for licensed and practicing doctors, dentists, Veterinary licensed professionals, residents and fellows, and other eligible medical professionals. professionals.
Lender: Youg Lee, NMLS ID# 796669, is fully experienced working with the Physician Program. Mr, Lee fully understands how to work with the RPA (Residential Purchas Agreement) contract in the San Diego Market. I recommend him.
Note: I do not receive compensation from any lender.
Mr. Lee’s Direct number is 949-516-6662. Mobile 949-482-5045
Mr. Sheffrey is highly recommended. He is also a member of REBA who attends the caravans with me. He has an outstanding "Physician Program" that few doc's know about. Clay is an excellent resource for all physicians & fellows. Physicians Program available.
Note: I do not receive compensation from any lender.
Link to Clayton Sheffrey US Bank Info.
“American Dream, NO Mortgage Insurance loan”.
1031 Exchange for business and income properties. Not for your primary residence. The video covers some of the basics that some people ask me at my Open Houses. The main takeaway is that you need to hire your own 1031 Exchange accommodator to be safe. The Realtor will follow your instructions from your 1031 company, not the other way around.
If you want to do a 1031 Exchange on your income or business property, I would like to be your realtor.As a Realtor, I am always trying to earn your business. My video explains why you should hire me as your Realtor.
Prop 19: Allows seniors to downsize to smaller homes, (From 2 levels to a single floor) they can carry lower property taxes like Prop 60/90 & 110. Looks like Prop 19 fixes some of those loopholes. Call your CPA for your circumstance. It may be an excellent strategy for you. “Good to know”
Search homes in:
My National Home Search website, if you want to look out of State. Covers all 50 States.
The link will forward you to the BHHS "Home Valuation" page; insert your address and email, and in a "Snap," your free home valuation. "Good To Know"
Call me. Michael Frey 619-997-1626
Michael Frey Realtor©DRE#02069869 Berkshire Hathaway HomeServies California Properties, San Diego.
1299 Prospect Street, La Jolla, California 92037, United States
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© 2023 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.
BHH Affiliates LLC and BHHSCP do not guarantee the accuracy of all data including measurements, conditions, and features of the property. Information is obtained from various sources and will not be verified by the broker or MLS. Buyer is advised to independently verify the accuracy of that information. "Good to Know"
Michael Frey 619-997-1626 cell